image
image
image
Company Policiesimage

WE MAINTAIN COMPLIANCE WITH NUMEROUS LENDING REGULATIONS


1. Gramm Leach Bliley  Privacy Act - We  guard  your information  and maintain your privacy.

2.  Anti Money Laundering - We review the assets borrowers report to us take and notice of unsual activities in their cash flow and distributions.

3.  Anti Steering Policies - Value Funding  does not engage is steering borrowers into  residential loan products that will not  be  beneficially in their interest. We do not lead borrowers into "risky loans with risky features" such as a pre-payment penalty. We will show borrowers three possible loan options to compare with where they have expressed a certain interest in various loan products and features.

4. Texas Mortgage Recovery Fund  -  Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending. 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov   A toll free consumer hotline is available at 1-877-276-5550

 The department maintains a recovery fund to make payments of actual out of pocket  damages sustained by borrowers caused by act of licensed residential mortgage loan originators.  A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov












 Lending With " A Touch of Class "

NMLS # 1045965

image

"






image